Single Mothers Housing Grants

Single Mothers Housing Grants

It’s never easy maintaining a family house at the best of times, but when you’re a single mother, this task becomes a lot harder. With the government realising this challenge, there are a variety of federal support programs intended to support single mothers, in the form of housing grants.

Here are two examples of single mothers housing grants that are worthy of looking into further.

The Public Housing Agency (PHA) Housing Choice Voucher

This is a scheme set up through the government’s Housing and Urban Development (HUD) department, and aims to assist low income families. This is done by helping to locate a home that fits your specific requirements, and then a percentage of your rent is then paid directly to your landlord, relieving the monthly strain of your rent.
This voucher can also be put to use towards the purchase of your home as well, provided that the house is considered to be practical and suited to your needs.

There are specified criteria that need to be met to qualify for these vouchers, and contain these terms:

* You must be an U.S. Citizen or an eligible immigrant
* Your family income must be below the Median income of your area (or area you wish to move to). These figures can be received from HUD.
* You must allow access to your banks, employers and agencies, for sufficient assessment.
* Also, the HUD for your area must have met it’s legal targets, the main one being that 75% of it’s funds are to go to families with incomes of 30% of the area’s median income.

To seek your eligibility and apply, you should contact your local PHA (Public Housing Agency)

The American Dream Down payment Initiative (ADDI)

When looking for single mothers grants, this scheme is often thought-about, although not designed primarily for single moms, but for low income families, so often single mothers can meet the requirements. The ADDI grant is presented only to first time homebuyers, and can provide the following aid:

* Up to ,000, or 6% of the purchase price of the house (whichever is larger)
* Financial support for closing costs
* Financial support for rehabilitation (eg proper removal of health dangers)

Like the previous grant, you must satisfy specific criteria to qualify, and these include:

* Be a first time home buyer
* Be looking to buy a family home (as opposed to an one bedroom flat, for instance)
* Have an income of below 80% of the area median wage (details can be obtained from your HUD)

There is more assistance for single mothers available, but these two are a good starting point, and an idea as to who can qualify. Get in touch with your local HUD for more details, or visit our website.

First Time Home Buyer Programs

Visit our site for assistance for single mothers, plus information and tips for housing grants.

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First Time Home Buyer Programs
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