In the current financial crisis, ordinary regular families cannot get mortgages from the banks. Vicky & Clive run their own solicitors’ practice but the banks turned them down. This week they bought their 3 bed semi near Bromsgrove without having to get a mortgage. It’s not rent to buy, but an actual sale. See our current properties – details in the video. First Time Home Buyer Programs Video Rating: 0 / 5