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Housing Grants For People Residing In Rural Areas

Housing Grants For People Residing In Rural Areas

To revamp your house in an arena of your urban surroundings, there are many grants you can avail of but have you ever thought of the rural areas? In fact there may be many of our rural brethren who may also be in a dire need for funds to repair their homes. Government has made several provisions to create special schemes for providing housing grants for them.  

There are many agencies to provide grants that can meet requirements of the rural people for repairing their homes. The best to avail for the grant is HUD bringing for them Home Repair Loan and Grant Program by U.S Department of Agricultural Rural Development and many other programs. The detailed study of the grants can be done at HUD website and any update regarding the grants whatsoever.  

Home Repair Loan and Grant Program by U.S. Department of Agriculture Rural provides grants up to 00 to families having low income, in other words a person should be earning not more than 50% of the median income of the area. But in the scheme an applicant should be or more than 62 years and residing in the area designated as rural comprising population of 10000 or less. 

Under the specifications, funds thus provided should be used to meet expenses for the repairs of those broken or un-mended parts of a house, which could be a cause of deleterious effect on the health and for the repairs of structures that could be life threatening if they are not fixed such as leaking roof and wood stove. The funds could also be made available for the ramps making it accessible for the occupants who are confined to the wheelchairs.  

Person applying for grants has to visit local county office and contact counselor who in turn will send an inspector to the home to inspect the repairs as per specification and then it is decided whether grants applied for the repairs meet the specific requirements or not. Even loans up to ,000 at 1 percent interest are provided in this program, which could be for the period of 20 years.

There are loans of 00 or above too but to avail for the same, mortgage of real estate and full title services is a basic criterion that needs to be met. The combination of the grant and loan can also be made if the part of the cost can be repaid by an applicant. Loans and grants up to 500 can be combined for assistance. 

In short, these grants can only be utilized for repair and improvement purposes where it is found occupants are getting exposed to the danger threatening their life and health.

 

First Time Home Buyer Programs

John Goldman is one of the foremost advisors in matters relating to Government Grants and Financial Aid. To learn more about government grants and how to apply for them visit the Government Grant USA website

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People With Aids on the Brink of Foreclosure Will Receive Federal Housing Grant

People With Aids on the Brink of Foreclosure Will Receive Federal Housing Grant

One can’t help but feel for people who lost their homes to foreclosure. The past months have left many without houses, and it’s still taking away other people’s homes.

It’s even worse to see sick people who, despite their condition, are forced out of their residences. Losing their homes would make it more difficult for these people to take care of their health, like those who are inflicted with HIV/AIDS. For them, losing their health to the HIV virus is as hard as losing their dwellings to foreclosure.

It’s fortunate that there is money allotted for building houses specifically for people suffering from AIDS. The government, through its housing arm the U.S. Department of Housing and Urban Development (HUD), is giving a housing grant worth .4 million to the Los Angeles Housing Department to provide permanent housing to people with the disease.

HUD‘s Housing Opportunities for Persons with AIDS Program or HOPWA will give the federal grant to the City of Los Angeles to help persons with AIDS concentrate more on getting treatment instead of worrying about where they will stay.

This money will definitely be a great deal not only for those who are ill but for their own families as well. No longer would they have to think about where to find money to pay for next month’s rent once they have their own homes. They can just spend the money on medication and other more important expenses.

HOPWA still has more to give. There are 18 other local programs all over the country which will benefit from their grants. More people with HIV/AIDS will get permanent housing in the future because the program has allotted a total of .4 million for the project. Because of this, getting better will be easier for people with AIDS all over the United States.

Housing Assistance Network http://new.housingassistancenetwork.com > – is a site that aims to help those who are in the low to moderate income brackets find financial assistance for housing, help in acquiring a new home, or grant programs from both state and non-government institutions.

Article source: http://new.housingassistancenetwork.com/posts/view/hud-allots-1-4-million-in-federal-grants-to-provide-permanent-housing-to-people-with-aids

First Time Home Buyer Programs

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