Category Archives: Buying A House

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First Time Home Buyer Programs

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Buying Your House Based on Your Lifestyle

Buying Your House Based on Your Lifestyle

Are you looking for the perfect type of home to buy? Consider also its location and proximity to your favorite activities.

There are obviously many reasons when it comes to picking a neighborhood, some helpful and some not so helpful. The default reason that is most often cited is familiarity, which is important but there are other reasons to consider also. Let’s discover what they are.

A case in point, most likely you will be living in your new home for a number of years. The average person lives in their home five to seven years before moving. In today’s economic setting that may rise. So thinking long term is important when deciding where you are going to buy a house.

Along the same line, look for communities and neighborhoods that fit your daily life. For most people distance from work is an important consideration. With the abundance of technology, the ability to work at a home office has evolved. So for all the non-commuter who are not worrying about the price of gasoline, the number of miles to your job’s headquarters is not as crucial. But for those who work outside a home office, cities spreading over many miles can cause timely commutes for workers.

In cities that offer convenient transportation systems such as bus, train and subway systems it may be more important to find a home that is close to these services. To be close to the physical location of your work or office may not be as important.

If someone with children is buying a house, it is important to consider school systems. When you have small children you may have the added need of preschool childcare. Owning a home convenient to your childcare services and schools can add or decrease hours at the end and beginning of your day when you feel most rushed. Of course not all childcare services are created equal so it is important to adequately research available sources.

Accordingly, if you have school age kids then proximity to school and after school care programs is necessary. Of course quality of education is important to every family. Since you are most likely going to live in this house for at least a few years you want to be sure to research programs that meet your child’s requirements.

Americans love the freedom of choosing different lifestyles. So it is important to examine your preferences when finding a community to call home. Beside issues like work and school, there are other important reasons to decide where you want to live.

Convenience to grocery shopping can mean a lot. Most people frequent the grocery store at least once a week and if you are like most folks, you use several stores to buy your meat, staples and fresh fruit and vegetables.

By the same token, for many Americans, casual shopping is the national past time. If this describes you, availability to department stores can be significant. If you love to shop consider finding an area to buy a home that caters to your passions.

Available enrichment within the community is not to be overlooked. Usually we consider number of bedrooms and bathrooms but how about nearby entertainment. You may enjoy frequenting cultural locations. Do you like city parks, community theater and libraries? You may love being close to the ocean, mountains or other recreational places. You might enjoy paths for biking and jogging or simply going to the gym. Once you determine the activities most important to you, you can look for a house that makes doing what you love convenient.

Certainly, the most important issue when it comes to finding a community to call home is comfort. Ask yourself this question before you decide on a location. Do I feel at home here? If you can say the house you have found feels like home sweet home, you may have found the perfect place to call your very own.

First Time Home Buyer Programs

Kate Ford, author and originator of Get Your Best Mortgage Rate wants to help you understand the secrets to finding your best home loan. It’s easy to become a savvy mortgage shopper with Kate. Stay up to date with mortgage tips and home loan advice by visiting Free Online Mortgage Advice today.

Buying Your House Based on Your Lifestyle

Buying Your House Based on Your Lifestyle

Are you looking for the perfect type of home to buy? Consider also its location and proximity to your favorite activities.

There are obviously many reasons when it comes to picking a neighborhood, some helpful and some not so helpful. The default reason that is most often cited is familiarity, which is important but there are other reasons to consider also. Let’s discover what they are.

A case in point, most likely you will be living in your new home for a number of years. The average person lives in their home five to seven years before moving. In today’s economic setting that may rise. So thinking long term is important when deciding where you are going to buy a house.

Along the same line, look for communities and neighborhoods that fit your daily life. For most people distance from work is an important consideration. With the abundance of technology, the ability to work at a home office has evolved. So for all the non-commuter who are not worrying about the price of gasoline, the number of miles to your job’s headquarters is not as crucial. But for those who work outside a home office, cities spreading over many miles can cause timely commutes for workers.

In cities that offer convenient transportation systems such as bus, train and subway systems it may be more important to find a home that is close to these services. To be close to the physical location of your work or office may not be as important.

If someone with children is buying a house, it is important to consider school systems. When you have small children you may have the added need of preschool childcare. Owning a home convenient to your childcare services and schools can add or decrease hours at the end and beginning of your day when you feel most rushed. Of course not all childcare services are created equal so it is important to adequately research available sources.

Accordingly, if you have school age kids then proximity to school and after school care programs is necessary. Of course quality of education is important to every family. Since you are most likely going to live in this house for at least a few years you want to be sure to research programs that meet your child’s requirements.

Americans love the freedom of choosing different lifestyles. So it is important to examine your preferences when finding a community to call home. Beside issues like work and school, there are other important reasons to decide where you want to live.

Convenience to grocery shopping can mean a lot. Most people frequent the grocery store at least once a week and if you are like most folks, you use several stores to buy your meat, staples and fresh fruit and vegetables.

By the same token, for many Americans, casual shopping is the national past time. If this describes you, availability to department stores can be significant. If you love to shop consider finding an area to buy a home that caters to your passions.

Available enrichment within the community is not to be overlooked. Usually we consider number of bedrooms and bathrooms but how about nearby entertainment. You may enjoy frequenting cultural locations. Do you like city parks, community theater and libraries? You may love being close to the ocean, mountains or other recreational places. You might enjoy paths for biking and jogging or simply going to the gym. Once you determine the activities most important to you, you can look for a house that makes doing what you love convenient.

Certainly, the most important issue when it comes to finding a community to call home is comfort. Ask yourself this question before you decide on a location. Do I feel at home here? If you can say the house you have found feels like home sweet home, you may have found the perfect place to call your very own.

First Time Home Buyer Programs

Kate Ford, author and originator of Get Your Best Mortgage Rate wants to help you understand the secrets to finding your best home loan. It’s easy to become a savvy mortgage shopper with Kate. Stay up to date with mortgage tips and home loan advice by visiting Free Online Mortgage Advice today.

In this skit, Billy gives us some hints and tips on how to buy a house.
First Time Home Buyer Programs

Related Buying A House Articles

Buying Your House Based on Your Lifestyle

Buying Your House Based on Your Lifestyle

Are you looking for the perfect type of home to buy? Consider also its location and proximity to your favorite activities.

There are obviously many reasons when it comes to picking a neighborhood, some helpful and some not so helpful. The default reason that is most often cited is familiarity, which is important but there are other reasons to consider also. Let’s discover what they are.

A case in point, most likely you will be living in your new home for a number of years. The average person lives in their home five to seven years before moving. In today’s economic setting that may rise. So thinking long term is important when deciding where you are going to buy a house.

Along the same line, look for communities and neighborhoods that fit your daily life. For most people distance from work is an important consideration. With the abundance of technology, the ability to work at a home office has evolved. So for all the non-commuter who are not worrying about the price of gasoline, the number of miles to your job’s headquarters is not as crucial. But for those who work outside a home office, cities spreading over many miles can cause timely commutes for workers.

In cities that offer convenient transportation systems such as bus, train and subway systems it may be more important to find a home that is close to these services. To be close to the physical location of your work or office may not be as important.

If someone with children is buying a house, it is important to consider school systems. When you have small children you may have the added need of preschool childcare. Owning a home convenient to your childcare services and schools can add or decrease hours at the end and beginning of your day when you feel most rushed. Of course not all childcare services are created equal so it is important to adequately research available sources.

Accordingly, if you have school age kids then proximity to school and after school care programs is necessary. Of course quality of education is important to every family. Since you are most likely going to live in this house for at least a few years you want to be sure to research programs that meet your child’s requirements.

Americans love the freedom of choosing different lifestyles. So it is important to examine your preferences when finding a community to call home. Beside issues like work and school, there are other important reasons to decide where you want to live.

Convenience to grocery shopping can mean a lot. Most people frequent the grocery store at least once a week and if you are like most folks, you use several stores to buy your meat, staples and fresh fruit and vegetables.

By the same token, for many Americans, casual shopping is the national past time. If this describes you, availability to department stores can be significant. If you love to shop consider finding an area to buy a home that caters to your passions.

Available enrichment within the community is not to be overlooked. Usually we consider number of bedrooms and bathrooms but how about nearby entertainment. You may enjoy frequenting cultural locations. Do you like city parks, community theater and libraries? You may love being close to the ocean, mountains or other recreational places. You might enjoy paths for biking and jogging or simply going to the gym. Once you determine the activities most important to you, you can look for a house that makes doing what you love convenient.

Certainly, the most important issue when it comes to finding a community to call home is comfort. Ask yourself this question before you decide on a location. Do I feel at home here? If you can say the house you have found feels like home sweet home, you may have found the perfect place to call your very own.

First Time Home Buyer Programs

Kate Ford, author and originator of Get Your Best Mortgage Rate wants to help you understand the secrets to finding your best home loan. It’s easy to become a savvy mortgage shopper with Kate. Stay up to date with mortgage tips and home loan advice by visiting Free Online Mortgage Advice today.

Buying Your House Based on Your Lifestyle

Buying Your House Based on Your Lifestyle

Are you looking for the perfect type of home to buy? Consider also its location and proximity to your favorite activities.

There are obviously many reasons when it comes to picking a neighborhood, some helpful and some not so helpful. The default reason that is most often cited is familiarity, which is important but there are other reasons to consider also. Let’s discover what they are.

A case in point, most likely you will be living in your new home for a number of years. The average person lives in their home five to seven years before moving. In today’s economic setting that may rise. So thinking long term is important when deciding where you are going to buy a house.

Along the same line, look for communities and neighborhoods that fit your daily life. For most people distance from work is an important consideration. With the abundance of technology, the ability to work at a home office has evolved. So for all the non-commuter who are not worrying about the price of gasoline, the number of miles to your job’s headquarters is not as crucial. But for those who work outside a home office, cities spreading over many miles can cause timely commutes for workers.

In cities that offer convenient transportation systems such as bus, train and subway systems it may be more important to find a home that is close to these services. To be close to the physical location of your work or office may not be as important.

If someone with children is buying a house, it is important to consider school systems. When you have small children you may have the added need of preschool childcare. Owning a home convenient to your childcare services and schools can add or decrease hours at the end and beginning of your day when you feel most rushed. Of course not all childcare services are created equal so it is important to adequately research available sources.

Accordingly, if you have school age kids then proximity to school and after school care programs is necessary. Of course quality of education is important to every family. Since you are most likely going to live in this house for at least a few years you want to be sure to research programs that meet your child’s requirements.

Americans love the freedom of choosing different lifestyles. So it is important to examine your preferences when finding a community to call home. Beside issues like work and school, there are other important reasons to decide where you want to live.

Convenience to grocery shopping can mean a lot. Most people frequent the grocery store at least once a week and if you are like most folks, you use several stores to buy your meat, staples and fresh fruit and vegetables.

By the same token, for many Americans, casual shopping is the national past time. If this describes you, availability to department stores can be significant. If you love to shop consider finding an area to buy a home that caters to your passions.

Available enrichment within the community is not to be overlooked. Usually we consider number of bedrooms and bathrooms but how about nearby entertainment. You may enjoy frequenting cultural locations. Do you like city parks, community theater and libraries? You may love being close to the ocean, mountains or other recreational places. You might enjoy paths for biking and jogging or simply going to the gym. Once you determine the activities most important to you, you can look for a house that makes doing what you love convenient.

Certainly, the most important issue when it comes to finding a community to call home is comfort. Ask yourself this question before you decide on a location. Do I feel at home here? If you can say the house you have found feels like home sweet home, you may have found the perfect place to call your very own.

First Time Home Buyer Programs

Kate Ford, author and originator of Get Your Best Mortgage Rate wants to help you understand the secrets to finding your best home loan. It’s easy to become a savvy mortgage shopper with Kate. Stay up to date with mortgage tips and home loan advice by visiting Free Online Mortgage Advice today.

How to Find the Best Deals for Buying a House

How to Find the Best Deals for Buying a House

Can you guess the most common mistake home purchasers make when starting the home buying process

The most common error is not spending enough time choosing a real estate agent. Why is interviewing prospective agents so important?

If you are looking for the best buy on a house you need the best Realtor to lead the way. Everybody wants a deal when buying a house. And why not? For most people it is the biggest purchase of their life.

But buyer beware! There is another bargain you need to find before you shop for a house. Look for a great Realtor! It may be the most important deal you make.

But the trick is deciding your criteria for choosing a real estate agent.

Line up meetings with three to five Realtors. Just as you are not going to buy the first house you see, you need to shop for an agent. Just as you will probably look at many houses before you decide which is right for you, don’t settle for the first Realtor you meet without interviewing at least two more.

Choosing a real estate agent, the one right for you, to guide you through the entire house buying process is essential to your success.

Here is another tip. A big mistake many home buyers make is skipping from agent to agent to find their dream home. Don’t! Instead make it your intention to find an agent you are going to stick with.

Believe me, don’t let greed trick you into thinking that you are limiting your opportunities by working with just one specific broker. It is actually just the opposite. If you hunt for the best agent you can find before shopping for a house, you are far more likely to discover that dream home you are looking for.

So invite several real estate brokers to your home instead of going to their office. Watch how they relate to you and your family. If you feel they are hesitant around you, move on to the next candidate.

And since you will be spending a lot of time together don’t overlook asking yourself, do I feel at ease with them?

Before they visit prepare a list of questions you will want to ask during the interview. Begin with stating your general goals. In two or three sentences tell why you need the services of a real estate agent and what type of property you are looking for.

Stick to explaining your main goals initially, saving details for later. Keep in mind you are the questioner and the agent is the questionee. Then take note of their reactions to your needs.

Ask these questions during your interview.

#1 Why did you choose the real estate industry? As they speak with you, observe whether they are passionate about their profession.

You can continue questioning.

#2 May I speak with a several of your previous home buyers? In the next day or two, follow through and call them. Look for indications during your conversation pointing to this agent being someone you can work with.

#3 Do you specialize in certain types of property? Personally I like working with agents who focus on certain areas, neighborhoods, or types of property. For example, if I am looking for a condo, choosing a real estate agent that specializes in condos makes the most sense.

#4 Lastly, question agents regarding their plan of attack. Because you have a certain goal in mind, you want to know how they will go about bringing you the solution you are looking for. The best agents know how to succinctly explain their game plans. See if their strategy matches up with your goals.

After interviewing several Realtors, it is time to make a decision. Narrow down your selection by considering these points.

What agents do you feel uncomfortable with? Which ones answered your questions directly and which didn’t? Are they passionate about their profession? Who can you freely question without feeling ignorant? Do they specialize in the type of real estate you want to buy and in an area you prefer? Can they easily explain their strategy and do you agree with it?

Right now is the best time for choosing a real estate agent and buying the home of your dreams.

First Time Home Buyer Programs

Kate Ford of Get Your Best Mortgage Rate reveals to readers how to eliminate confusion while buying a house. You also can take the sigh out of home shopping. Learn to use the home buying scorecard and find the house of your dreams.

A good mortgage broker can determine how much house you can afford. See why in this video on buying a home.Expert: Brett Staggs Bio: Brett Staggs has been working in the mortgage industry for the past 6 years. He has worked for a title company, a credit reporting company, and two major banks. Filmmaker: Dana Glover
First Time Home Buyer Programs
Video Rating: 0 / 5

How to Find the Best Deals for Buying a House

How to Find the Best Deals for Buying a House

Can you guess the most common mistake home purchasers make when starting the home buying process

The most common error is not spending enough time choosing a real estate agent. Why is interviewing prospective agents so important?

If you are looking for the best buy on a house you need the best Realtor to lead the way. Everybody wants a deal when buying a house. And why not? For most people it is the biggest purchase of their life.

But buyer beware! There is another bargain you need to find before you shop for a house. Look for a great Realtor! It may be the most important deal you make.

But the trick is deciding your criteria for choosing a real estate agent.

Line up meetings with three to five Realtors. Just as you are not going to buy the first house you see, you need to shop for an agent. Just as you will probably look at many houses before you decide which is right for you, don’t settle for the first Realtor you meet without interviewing at least two more.

Choosing a real estate agent, the one right for you, to guide you through the entire house buying process is essential to your success.

Here is another tip. A big mistake many home buyers make is skipping from agent to agent to find their dream home. Don’t! Instead make it your intention to find an agent you are going to stick with.

Believe me, don’t let greed trick you into thinking that you are limiting your opportunities by working with just one specific broker. It is actually just the opposite. If you hunt for the best agent you can find before shopping for a house, you are far more likely to discover that dream home you are looking for.

So invite several real estate brokers to your home instead of going to their office. Watch how they relate to you and your family. If you feel they are hesitant around you, move on to the next candidate.

And since you will be spending a lot of time together don’t overlook asking yourself, do I feel at ease with them?

Before they visit prepare a list of questions you will want to ask during the interview. Begin with stating your general goals. In two or three sentences tell why you need the services of a real estate agent and what type of property you are looking for.

Stick to explaining your main goals initially, saving details for later. Keep in mind you are the questioner and the agent is the questionee. Then take note of their reactions to your needs.

Ask these questions during your interview.

#1 Why did you choose the real estate industry? As they speak with you, observe whether they are passionate about their profession.

You can continue questioning.

#2 May I speak with a several of your previous home buyers? In the next day or two, follow through and call them. Look for indications during your conversation pointing to this agent being someone you can work with.

#3 Do you specialize in certain types of property? Personally I like working with agents who focus on certain areas, neighborhoods, or types of property. For example, if I am looking for a condo, choosing a real estate agent that specializes in condos makes the most sense.

#4 Lastly, question agents regarding their plan of attack. Because you have a certain goal in mind, you want to know how they will go about bringing you the solution you are looking for. The best agents know how to succinctly explain their game plans. See if their strategy matches up with your goals.

After interviewing several Realtors, it is time to make a decision. Narrow down your selection by considering these points.

What agents do you feel uncomfortable with? Which ones answered your questions directly and which didn’t? Are they passionate about their profession? Who can you freely question without feeling ignorant? Do they specialize in the type of real estate you want to buy and in an area you prefer? Can they easily explain their strategy and do you agree with it?

Right now is the best time for choosing a real estate agent and buying the home of your dreams.

First Time Home Buyer Programs

Kate Ford of Get Your Best Mortgage Rate reveals to readers how to eliminate confusion while buying a house. You also can take the sigh out of home shopping. Learn to use the home buying scorecard and find the house of your dreams.

A good mortgage broker can determine how much house you can afford. See why in this video on buying a home.Expert: Brett Staggs Bio: Brett Staggs has been working in the mortgage industry for the past 6 years. He has worked for a title company, a credit reporting company, and two major banks. Filmmaker: Dana Glover
First Time Home Buyer Programs

Selling and Buying a House Without a Real Estate Agent

Selling and Buying a House Without a Real Estate Agent

When selling and buying a house you do not need to turn to a real estate agent. While this process can be overwhelming, it is not as complicated as it seems. It is an important step in most people’s lives. For many people the purchase of a home means an investment in their future, something that can look at and say, “This is mine.” Selling that home can, in turn, be a source of great excitement and is the primary way that the average person increased his or her net worth. The real estate market is, in essence, a great big game of haggling.

The primary reason that people are hesitant to begin this process is because they are unfamiliar with the buying and selling process. A recent survey showed that the average individual or family buys and sells a house an average of two and half times in their lifetime. Many people only go through the process once in their lifetime. This means that most people have no idea about the processes involved in real estate transactions. This lack of experience could translate into thousands of dollars lost in these transactions which could be the difference between building a strong financial future and financial ruin. However, buying or selling a property is as easy as securing a loan or finding the right buyer. Any bank will walk you through the complicated paperwork that follows.

A second reason that people fear the process is that they don’t know how to maximize their profit from such transactions. Large sums of money are usually involved (sometimes a person’s entire life savings) and there is a persistent fear that we are being ripped off (either by selling our home too low a price or by paying too much for a particular property). When dealing with an individual who is selling their home the profit margin can be increased dramatically by researching the surrounding real estate market. What are other homes selling for? Have other homes in the area sold recently? Call a real estate office and ask to be shown some houses in the area that match the qualities of your house (you may have to pretend to be buyer). It this way you can get a feel for what you house should sell for.
When purchasing a house, increasing your profit can be less tangible.

Instead of earning money by increasing the asking price of a property, you can save money by lowering the asking price of the property you are trying to purchase. You can achieve this goal again by studying the surrounding market place. View several homes, both below and over your price range in order to get a clear picture of the real estate market.

Selling and buying a house can be a tricky, time consuming, and even overwhelming process for the average person. Large sums of money, high pressure sales men, and unpredictable market prices make potential transactions intimidating. However, by keeping your cool, remaining confident, and studying surrounding real estate markets anyone can buy or sell a house.

First Time Home Buyer Programs

Information you need if you are selling and buying a house.

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Buy a House – 5 Steps to Get You Started

Buy a House – 5 Steps to Get You Started

Are you ready to buy a house? This article focuses on prioritizing your housing needs before you begin shopping for a home.

There are a lot of reasons to buy a home. A home is an asset that over time increases in value. There are always periods when home values diminish but over the long term, there is no single better investment.

A home is also a place to raise your family and adds stability because it encourages families to plan for the future.

Owning a home is a way of investing in your community. It helps improve neighborhoods and provides local economic strength.

Because homeownership is such a positive influence on families and communities, the federal government is active in creating programs through FHA and using tax incentives to encourage buying a home.

Often the most difficult part of buying a home is knowing where to begin, especially for first time home buyers.

Now it is time to focus on deciding your housing needs before you begin your search.

It is far more efficient to determine your personal requirements before you begin your search for a home. Start by thinking about the way you live. Are you a single person? Are you married? Do you have children? Perhaps you have a parent or grandparent living with you. For those whose commute never leaves the front door, a home office is not a luxury. Pet owners have additional considerations such as feeding and bedding areas. Sit down and write out what you think you need regarding space in a home.

Now comes the fun part, listing options. Relax and imagine what you truly want. Jot down whatever comes to mind first, such as a gourmet kitchen, hardwood flooring or a large foyer.

After listing what you need and adding additional features that you would like but are not essential, start to consider your priorities.

Priorities may include lot size and location. Do you want a big yard that may require more upkeep or a smaller yard with less maintenance? Do you like corner lots in a neighborhood or would you prefer to be located in the middle of the block or end of a cul-de-sac? Keep track of ideas regarding lot dimensions and location.

Square footage is a giant consideration. How many bedrooms are important? Is a laundry room better than placing your washer and dryer in the garage? More than one bathroom is convenient? What do you want in a kitchen? Contemplate the number of rooms, the square footage and optional features. Write them down.

Other priorities will include the building style. It is a good feeling to enjoy coming home to a house that is pleasing. You will be drawn to one or two types of homes. Remember to bring along your camera for houses that catch your eye.

Since a neighborhood becomes your local community, pay attention to the surroundings. For households with school age dependents, proximity to schools should be considered. Will your kids be able to walk to school or are they located too far away?

You may also want to think about where you want your home to be in proximity to your job and public transportation. Do you need to be close to the subway or train station? Is the bus how you get to work? Will the location of a certain house increase your commute?

Regarding all these items, establish your minimum requirements. Then build a wish list too. Both checklists are important.

And remember what I say. It is your house and your mortgage. No one is going to care about it more than you.

Above all, decide you are going to have fun while buying a home.

First Time Home Buyer Programs

Kate Ford, author of the entertaining and informative Get Your Best Mortgage Rate breaks through the mysterious code of mortgage lending. Find more of Kate’s articles like this one at Compare Mortgage Interest Rates

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