Tag Archives: Buying

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.

Investment And Financial Management

First Time Home Buyer Programs

My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.

realestatemarketingthisweek.com – Foreclosures the best purchase option for first time home buyers – Part 6 – In the last couple of months, 40% of all the total sales in Maricopa County were foreclosures. 40% of the total market was foreclosures and thats not including short sales, and so normally someone is doing a short sale because their bank is not willing to work with them to do the loan modification. So we could be taking 50% maybe 60% of the supply off the market and as soon as we do that we are going to start to see the bottom of this market. So right now again I think it is a fantastic time to get out there, with government intervention, its a great time to get out there and buy a house. Most people who are out there looking at homes today they have already met with a realtor or they have met with their mortgage planner or both and they are ready to get out there and go. One of the things that is still happening out there is it is still a hot buyers market. The buyer can still go buy a home that fits their needs, their families needs, that they can grow with and the seller in most cases is willing to pretty much do whatever they can as long as they get somewhere close to what they need to yield on the property. They are willing to pay all of your closing costs in almost every case and if there are some repairs that need to be done then they are willing to do those again in almost every case. It has to be of course within reason and it also has to be repairs that
First Time Home Buyer Programs

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.

Investment And Financial Management

First Time Home Buyer Programs

My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.

More Home Buyer Programs Articles

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.

Investment And Financial Management

First Time Home Buyer Programs

My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.

realestatemarketingthisweek.com – Foreclosures the best purchase option for first time home buyers – Part 6 – In the last couple of months, 40% of all the total sales in Maricopa County were foreclosures. 40% of the total market was foreclosures and thats not including short sales, and so normally someone is doing a short sale because their bank is not willing to work with them to do the loan modification. So we could be taking 50% maybe 60% of the supply off the market and as soon as we do that we are going to start to see the bottom of this market. So right now again I think it is a fantastic time to get out there, with government intervention, its a great time to get out there and buy a house. Most people who are out there looking at homes today they have already met with a realtor or they have met with their mortgage planner or both and they are ready to get out there and go. One of the things that is still happening out there is it is still a hot buyers market. The buyer can still go buy a home that fits their needs, their families needs, that they can grow with and the seller in most cases is willing to pretty much do whatever they can as long as they get somewhere close to what they need to yield on the property. They are willing to pay all of your closing costs in almost every case and if there are some repairs that need to be done then they are willing to do those again in almost every case. It has to be of course within reason and it also has to be repairs that
First Time Home Buyer Programs
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Related Home Buyer Programs Articles

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.

Investment And Financial Management

First Time Home Buyer Programs

My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.

Find More Home Buyer Programs Articles

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.

Investment And Financial Management

First Time Home Buyer Programs

My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.

Find More Home Buyer Programs Articles

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.

Investment And Financial Management

First Time Home Buyer Programs

My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer

Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.

Investment And Financial Management

First Time Home Buyer Programs

My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.

More Home Buyer Programs Articles

Know These: Before Buying a House in California

Know These: Before Buying a House in California

Buying a home in California for the first time can be overwhelming for many first-time buyers. Very few homebuyers know where and how to begin the search to find a suitable one. You, as a first buyer, must know certain facts before buying a house in CA.

1. Budgeting-Budgeting for a CA home is the first most important step. There is no point wasting time and energy in house hunting before you know what you can afford. Therefore, the first step is to assess your finances.

2. Get pre-qualified for loan-Banks, mortgage lenders finance loans and mortgage brokers process them. Fill-up an application with all documents, and see how much you will get as loan and what is the processing cost. Compare and bargain between different mortgage brokers.

3. Consult your lender, if you have a bad credit-Your lender is able to advise you, whether your credit history will prevent you from qualifying for a loan or not and what are the alternatives.

4. Different mortgage types-With so many options available for CA mortgage loan types, it is important to determine if you are a risk taker or prefer more stability in financial dealings.

5. Down payment-It varies with the type of loan you are taking. Many down payment programs exist in CA. Consult your lender for assistance.

6. Closing costs-It varies from transaction to transaction, from area to area. These are the charges for services related to the closing of your real estate transaction. These include escrow fees, property tax, homeowners insurance, loan originating fees, title policy insurance etc. You can get a loan for financing the closing costs.

7. Mortgage interest rate-As you start shopping for a home loan, CA mortgage interest rates will become an important factor in your new home’s affordability. If rates are high, it is wise to take an adjustable rate of interest, since subsequent rate drops will reduce your monthly payments. If rate of interest is low, take a fixed rate to protect yourself against the possibility of rising.

8. Special programs for low/moderate income homebuyers-These loans are available through private lenders, as well as local and state housing agencies in CA.

9. Government loans-Apart from conventional loans, this includes Federal Housing Administration (FHA) fixed and adjustable rate mortgage loans and Veterans Administration (VA) fixed rate mortgage loan.

10. Points-A point is a loan origination fee or commission. Some lenders charge lower interest rate with high points. Compare between various lenders while shopping home.

Before you make your mind to buy a house in CA, go with these points in detail to avoid inconveniences later.

First Time Home Buyer Programs

Richard H. Brazil, Jr. wears many hats; Broker, Agent, Businessman, Mentor… Inventor. Being a part of the Real Estate Industry for 20 years, Brazil has seen technology evolve and grow exponentially over the years. In April 2007 he filed a patent, and founded the American Agent Online Corporation a breakthrough technology that enables customers locate and chat with real estate agents LIVE in Real Time.Click here to check out.

Know These: Before Buying a House in California

Know These: Before Buying a House in California

Buying a home in California for the first time can be overwhelming for many first-time buyers. Very few homebuyers know where and how to begin the search to find a suitable one. You, as a first buyer, must know certain facts before buying a house in CA.

1. Budgeting-Budgeting for a CA home is the first most important step. There is no point wasting time and energy in house hunting before you know what you can afford. Therefore, the first step is to assess your finances.

2. Get pre-qualified for loan-Banks, mortgage lenders finance loans and mortgage brokers process them. Fill-up an application with all documents, and see how much you will get as loan and what is the processing cost. Compare and bargain between different mortgage brokers.

3. Consult your lender, if you have a bad credit-Your lender is able to advise you, whether your credit history will prevent you from qualifying for a loan or not and what are the alternatives.

4. Different mortgage types-With so many options available for CA mortgage loan types, it is important to determine if you are a risk taker or prefer more stability in financial dealings.

5. Down payment-It varies with the type of loan you are taking. Many down payment programs exist in CA. Consult your lender for assistance.

6. Closing costs-It varies from transaction to transaction, from area to area. These are the charges for services related to the closing of your real estate transaction. These include escrow fees, property tax, homeowners insurance, loan originating fees, title policy insurance etc. You can get a loan for financing the closing costs.

7. Mortgage interest rate-As you start shopping for a home loan, CA mortgage interest rates will become an important factor in your new home’s affordability. If rates are high, it is wise to take an adjustable rate of interest, since subsequent rate drops will reduce your monthly payments. If rate of interest is low, take a fixed rate to protect yourself against the possibility of rising.

8. Special programs for low/moderate income homebuyers-These loans are available through private lenders, as well as local and state housing agencies in CA.

9. Government loans-Apart from conventional loans, this includes Federal Housing Administration (FHA) fixed and adjustable rate mortgage loans and Veterans Administration (VA) fixed rate mortgage loan.

10. Points-A point is a loan origination fee or commission. Some lenders charge lower interest rate with high points. Compare between various lenders while shopping home.

Before you make your mind to buy a house in CA, go with these points in detail to avoid inconveniences later.

First Time Home Buyer Programs

Richard H. Brazil, Jr. wears many hats; Broker, Agent, Businessman, Mentor… Inventor. Being a part of the Real Estate Industry for 20 years, Brazil has seen technology evolve and grow exponentially over the years. In April 2007 he filed a patent, and founded the American Agent Online Corporation a breakthrough technology that enables customers locate and chat with real estate agents LIVE in Real Time.Click here to check out.

Find More Buying A House Articles

Know These: Before Buying a House in California

Know These: Before Buying a House in California

Buying a home in California for the first time can be overwhelming for many first-time buyers. Very few homebuyers know where and how to begin the search to find a suitable one. You, as a first buyer, must know certain facts before buying a house in CA.

1. Budgeting-Budgeting for a CA home is the first most important step. There is no point wasting time and energy in house hunting before you know what you can afford. Therefore, the first step is to assess your finances.

2. Get pre-qualified for loan-Banks, mortgage lenders finance loans and mortgage brokers process them. Fill-up an application with all documents, and see how much you will get as loan and what is the processing cost. Compare and bargain between different mortgage brokers.

3. Consult your lender, if you have a bad credit-Your lender is able to advise you, whether your credit history will prevent you from qualifying for a loan or not and what are the alternatives.

4. Different mortgage types-With so many options available for CA mortgage loan types, it is important to determine if you are a risk taker or prefer more stability in financial dealings.

5. Down payment-It varies with the type of loan you are taking. Many down payment programs exist in CA. Consult your lender for assistance.

6. Closing costs-It varies from transaction to transaction, from area to area. These are the charges for services related to the closing of your real estate transaction. These include escrow fees, property tax, homeowners insurance, loan originating fees, title policy insurance etc. You can get a loan for financing the closing costs.

7. Mortgage interest rate-As you start shopping for a home loan, CA mortgage interest rates will become an important factor in your new home’s affordability. If rates are high, it is wise to take an adjustable rate of interest, since subsequent rate drops will reduce your monthly payments. If rate of interest is low, take a fixed rate to protect yourself against the possibility of rising.

8. Special programs for low/moderate income homebuyers-These loans are available through private lenders, as well as local and state housing agencies in CA.

9. Government loans-Apart from conventional loans, this includes Federal Housing Administration (FHA) fixed and adjustable rate mortgage loans and Veterans Administration (VA) fixed rate mortgage loan.

10. Points-A point is a loan origination fee or commission. Some lenders charge lower interest rate with high points. Compare between various lenders while shopping home.

Before you make your mind to buy a house in CA, go with these points in detail to avoid inconveniences later.

First Time Home Buyer Programs

Richard H. Brazil, Jr. wears many hats; Broker, Agent, Businessman, Mentor… Inventor. Being a part of the Real Estate Industry for 20 years, Brazil has seen technology evolve and grow exponentially over the years. In April 2007 he filed a patent, and founded the American Agent Online Corporation a breakthrough technology that enables customers locate and chat with real estate agents LIVE in Real Time.Click here to check out.

More Buying A House Articles