House Plant Secrets.
How To Care For Any Type Of House Plant. Answers To 1001 Questions.
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The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer
The Pre-purchase House Survey: Buying A House: Check List For First Time Home Buyer
Buying a house is one of the most important decisions will make, and as a buyer you need to check many aspects of a property before making your final decisions, including location, look, and finish.
Once a decision is made many home buyers take a long time negotiating the deal with the seller and then vetting the property’s title documents. Although this is important, what most home buyers forget to do is hire the services of a professional building surveyor.
There is little sense in spending million of rupees buying a house and then discovering that the house needs another investment of few million to make necessary repaid to put the house in order moving in. It is far better to be aware of any potential repairs before the house is purchased, and this is where a professional building surveyor can be of great help. When a surveyor is hire they will evaluate:
1) The Foundation.
2) The drainage system.
3) Floors, stairs, interior walls and ceiling.
4) Windows, doors, ventilation.
5) Electricity wiring.
6) Cooling and Heating system.
Having a pre-purchase building survey carried out by a reliable building surveyor during the buying process can save millions of rupees on matters that can be put right by the seller or builder before the property is sold.
Remember, Buying a house is not an easy task and it is wiser not to make the biggest purchase your most costly mistake, because if we do mistake then we might be suffer through out our stay in the house.
Investment And Financial Management
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My name is Julia, and i m a student of MBA Finance. I have a blog about Finance which i used to update frequently. All my knowledge regarding Finance specially corporate Finance and Investing Terms is on my blog.
Article from articlesbase.com
Down Payment Assistance Programs Explained
First Time Home Buyer Programs
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How To Buy A House With A Bad Credit Rating
How To Buy A House With A Bad Credit Rating
How to buy a house with a bad credit rating is not as hard as most people think. If you think that you need a lot of money to buy a house with bad credit, you are wrong. You can always use zero money down methods to buy a house with bad credit, and you can use the house to live in, or for commercial use. Let me walk you through some of these basic steps to this method.
What are you going to need to buy a house zero money down? I am going to explain this all as if you know nothing about this, nor do you have any prior knowledge, EASY!
First of all you will need to understand that many, many, many people all over the world are buying properties every single day with no money down, and with bad credit. This of course means that you can do this too! All it takes a little spine to do it, and I think that you most likely can come up with a little courage to spare somewhere.
On of my close friends recently came to me and asked me if I would like to sell him one of my properties on a contract for deed, or a lease with an option to buy. So I told him that being good friends all they way back to little league baseball, I told him I would be more then happy to sit down with him and discuss some options to get him into one of my many homes. (He was looking to live in this house.)
About a week later I sat down with him and we had a honest conversation about me selling him one of my homes. Now, my friend didn’t know much about buying a house, he has never done anything like this before. I simple explained to him that I was willing to sell him a home for ,000 dollars and that I was going to give him a 25 year amortization. (for those of you with no prior knowledge, amortization means life of note-loan) At 8.5% interest he had a hard time saying no to me.
We both agreed to the terms that we had discussed for him to buy a house with bad credit. Now that we have a buyer and a seller what is next? I went on to write the contract.
Now we need to write the contract using the terms of the agreement, and we both need to sign it in front of a notary. ( you can find a notary at many local banks) You need to have the third party notary so that if at some point the contract is brought before a Judge ( which can and in some cases will happen) the third party notary will legitimize the contract, play it safe so to speak.
The links in this article are going to take you to a web page where you can buy a program that will give you a Contract Writer. ( The contract writer will allow you to write contract for deed, or lease option contracts and many other seller financing contracts for buying a house with bad credit. I don’t remember if it mentions that you also get about 5 different courses on how to buy properties with zero money down)
I use this contract writer to buy properties, and I do so with bad credit. Take a look at the program on the page following the link. I highly recommend it for anyone who wants to buy a house with bad credit. Use the methods that the program teaches you, and use the contract writer to write your contracts! Enjoy!
Learn more about writing a contract made easy here: <a target=”_new” rel=”nofollow” rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=”http://www.squidoo.com/Seller_Financing_Contract“>http://www.squidoo.com/Seller_Financing_Contract”>http://www.squidoo.com/Seller_Financing_Contract</a>
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Learn more about writing a contract made easy here: http://www.squidoo.com/Seller_Financing_Contract
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Related Buying A House Articles
Should I Buy a House Now or Wait?
Should I Buy a House Now or Wait?
As 2009 enters its fourth quarter, many people are asking “Should I buy a house now or wait?” The National Association of Realtors is running advertising right now asking the question, “Why are you sitting on the fence?” For the cynical out there, you may think that this is a shameless way for the Real Estate industry to drum up business. After a few lean years real estate agents are hungry for a sale, you may think. But still you ask, should I buy a house now or wait?
Well, while it may be true that some agents have dropped a few pounds and have had to tighten their belts just like everyone else, the good agents are keenly aware of the great deals that are out there. They are the ones to turn to help you determine should you buy house now. They are on the phone, sending emails, and educating their clients about what is happening in the industry and in the real estate market.
There are fantastic deals available, and the smart money is investing in these deals as a way to expand their wealth base and take advantage of the opportunities right now, while others are still sitting on the fence. So when you think about should I buy a house now or wait, think about what adding a well-priced home to your financial portfolio will mean to the future wealth of your family.
Is this the bottom of the real estate market? Many want an assurance of this before they decide should I buy a house now or wait. Well, nobody knows for certain, and pundits on both sides of the issue make a strong case for whether or not we have seen the bottom. While it’s interesting to hear what “they” have to say, at the end of the day it is your family’s financial well being and quality of life that should determine should you buy house now. Most often, the bottoms are not recognized until we are well on our way back up and many opportunities are missed.
Affordability: Across the nation for various reasons, prices have declined. The counties that experienced the greatest increases in prices are now experiencing drops in prices which are starting to look like great buying opportunities. So ask yourself, “Should I buy a house now or wait until things are less affordable?”
Low Interest Rates: True, lending standards have tightened up; however, there are still loans to be made. Buyers are taking advantage of conforming and FHA loans where rates can still be found in the 5% interest range. With FHA financing available in the Orange County area, the increased loan limit of 9,750 is looking especially attractive. Even borrowers with a credit score as low as 580 can consider a home purchase in today’s market. It is best to talk to your lender or mortgage broker to get the most recent information on the loans available to you. So ask yourself, “Should I buy a house now or wait until interest rates increase?”
Government Incentives: Don’t miss out on this one. Many homeowners have claimed that it is the 00 tax credit offered for 2009 that prompted them to take the step into home ownership. This tax credit expires December 1, 2009 so don’t wait if you want to qualify for this benefit. So ask yourself, “Should I buy a house now or wait until the tax credit expires?”
Mortgage Protection Programs: For those that may be concerned with the viability of their employment, there could be a program to assist with your mortgage payment if you become unemployed. The California Association of Realtors (C.A.R.) offers the Housing Affordability Fund Mortgage Protection Program for first time home buyers who lose their jobs due to layoffs. There has also been mention of some lenders that are offering similar programs so be sure to ask your loan specialist about this option. Also, another insurance program that has always been available is through disability insurance which applies if you become disabled. Be sure to check out all your insurance and “safety net” options so that you can weather out the storm of any unforeseen event. So ask yourself, “Should I buy a house now or wait until my job situation changes?”
Choosing to live the life you want in an area you choose: Do you love your neighborhood, your school district, your commute, your view, your community, the size and “feel” of your house? If you cannot answer with a strong “Yes!” to any of these questions, then now may be the perfect time to step up and live the life you’ve always dreamed of. For the coastal communities of Orange County and Laguna Beach, that means waking up to the smell of the ocean and cool ocean breezes; a year-long temperate climate; great restaurants, entertainment and schools; a short drive or walk to the beach to surf or sun. It’s a lifestyle choice…is it yours? Ask yourself, “Should I buy a house now or wait until I’m ready for the retirement home?”
First Time Home Buyer Programs
Ready to get the latest information on market trends? Getting the right information on the housing tax credit and market trends from a Real Estate Expert that has in-depth knowledge of the Laguna Beach Real Estate Market and the South Orange County Real Estate Market, as well as the integrity to put your interests first is important. Hillary Caston is such as agent. Her no-nonsense style and exceptional negotiating skills have earned her the reputation of the “go to” person for intelligent real estate advice. Visit her site at: www.TheCoastalPropertyExperts.com to see all the latest available properties.
Article from articlesbase.com
Should I Buy a House Now or Wait?
Should I Buy a House Now or Wait?
As 2009 enters its fourth quarter, many people are asking “Should I buy a house now or wait?” The National Association of Realtors is running advertising right now asking the question, “Why are you sitting on the fence?” For the cynical out there, you may think that this is a shameless way for the Real Estate industry to drum up business. After a few lean years real estate agents are hungry for a sale, you may think. But still you ask, should I buy a house now or wait?
Well, while it may be true that some agents have dropped a few pounds and have had to tighten their belts just like everyone else, the good agents are keenly aware of the great deals that are out there. They are the ones to turn to help you determine should you buy house now. They are on the phone, sending emails, and educating their clients about what is happening in the industry and in the real estate market.
There are fantastic deals available, and the smart money is investing in these deals as a way to expand their wealth base and take advantage of the opportunities right now, while others are still sitting on the fence. So when you think about should I buy a house now or wait, think about what adding a well-priced home to your financial portfolio will mean to the future wealth of your family.
Is this the bottom of the real estate market? Many want an assurance of this before they decide should I buy a house now or wait. Well, nobody knows for certain, and pundits on both sides of the issue make a strong case for whether or not we have seen the bottom. While it’s interesting to hear what “they” have to say, at the end of the day it is your family’s financial well being and quality of life that should determine should you buy house now. Most often, the bottoms are not recognized until we are well on our way back up and many opportunities are missed.
Affordability: Across the nation for various reasons, prices have declined. The counties that experienced the greatest increases in prices are now experiencing drops in prices which are starting to look like great buying opportunities. So ask yourself, “Should I buy a house now or wait until things are less affordable?”
Low Interest Rates: True, lending standards have tightened up; however, there are still loans to be made. Buyers are taking advantage of conforming and FHA loans where rates can still be found in the 5% interest range. With FHA financing available in the Orange County area, the increased loan limit of 9,750 is looking especially attractive. Even borrowers with a credit score as low as 580 can consider a home purchase in today’s market. It is best to talk to your lender or mortgage broker to get the most recent information on the loans available to you. So ask yourself, “Should I buy a house now or wait until interest rates increase?”
Government Incentives: Don’t miss out on this one. Many homeowners have claimed that it is the 00 tax credit offered for 2009 that prompted them to take the step into home ownership. This tax credit expires December 1, 2009 so don’t wait if you want to qualify for this benefit. So ask yourself, “Should I buy a house now or wait until the tax credit expires?”
Mortgage Protection Programs: For those that may be concerned with the viability of their employment, there could be a program to assist with your mortgage payment if you become unemployed. The California Association of Realtors (C.A.R.) offers the Housing Affordability Fund Mortgage Protection Program for first time home buyers who lose their jobs due to layoffs. There has also been mention of some lenders that are offering similar programs so be sure to ask your loan specialist about this option. Also, another insurance program that has always been available is through disability insurance which applies if you become disabled. Be sure to check out all your insurance and “safety net” options so that you can weather out the storm of any unforeseen event. So ask yourself, “Should I buy a house now or wait until my job situation changes?”
Choosing to live the life you want in an area you choose: Do you love your neighborhood, your school district, your commute, your view, your community, the size and “feel” of your house? If you cannot answer with a strong “Yes!” to any of these questions, then now may be the perfect time to step up and live the life you’ve always dreamed of. For the coastal communities of Orange County and Laguna Beach, that means waking up to the smell of the ocean and cool ocean breezes; a year-long temperate climate; great restaurants, entertainment and schools; a short drive or walk to the beach to surf or sun. It’s a lifestyle choice…is it yours? Ask yourself, “Should I buy a house now or wait until I’m ready for the retirement home?”
First Time Home Buyer Programs
Ready to get the latest information on market trends? Getting the right information on the housing tax credit and market trends from a Real Estate Expert that has in-depth knowledge of the Laguna Beach Real Estate Market and the South Orange County Real Estate Market, as well as the integrity to put your interests first is important. Hillary Caston is such as agent. Her no-nonsense style and exceptional negotiating skills have earned her the reputation of the “go to” person for intelligent real estate advice. Visit her site at: www.TheCoastalPropertyExperts.com to see all the latest available properties.
Article from articlesbase.com
Today’s OTHER video: “Home Buying Q&A” — bit.ly Jory’s House Update — bit.ly YouTube Cheaters Suck Video — bit.ly Jon welcomes you to the second season of “Jon’s World”, and shares information on his recent home purchase and moving to the state of New Hampshire – which is also the explanation for the recent three week hiatus on this channel. Jon also updates you on what this change means for the microwave show, and future projects. Updates on previous WATJ topics are also discussed. – “The World According To Jon” YouTube ‘visionary’, and creator of the hit web series, “Is It A Good Idea To Microwave This?”, Jon Paula shares his opinionated and enlightened view of the world with you, by way of an unfiltered and somtimes harsh stream-of-consciousness. New videos usually uploaded daily! Unless he posts an episode of “Jon’s Adventure Vlog” instead! +++++++++++++++++++++++ Adventure Vlog: bit.ly Main Channel: bit.ly Jon’s Twitter: bit.ly Jon’s Facebook: bit.ly +++++++++++++++++++++++ Created by: Jonathan Paula An ideo Production – © 2010. ~
First Time Home Buyer Programs
Should I Buy a House Now or Wait?
Should I Buy a House Now or Wait?
As 2009 enters its fourth quarter, many people are asking “Should I buy a house now or wait?” The National Association of Realtors is running advertising right now asking the question, “Why are you sitting on the fence?” For the cynical out there, you may think that this is a shameless way for the Real Estate industry to drum up business. After a few lean years real estate agents are hungry for a sale, you may think. But still you ask, should I buy a house now or wait?
Well, while it may be true that some agents have dropped a few pounds and have had to tighten their belts just like everyone else, the good agents are keenly aware of the great deals that are out there. They are the ones to turn to help you determine should you buy house now. They are on the phone, sending emails, and educating their clients about what is happening in the industry and in the real estate market.
There are fantastic deals available, and the smart money is investing in these deals as a way to expand their wealth base and take advantage of the opportunities right now, while others are still sitting on the fence. So when you think about should I buy a house now or wait, think about what adding a well-priced home to your financial portfolio will mean to the future wealth of your family.
Is this the bottom of the real estate market? Many want an assurance of this before they decide should I buy a house now or wait. Well, nobody knows for certain, and pundits on both sides of the issue make a strong case for whether or not we have seen the bottom. While it’s interesting to hear what “they” have to say, at the end of the day it is your family’s financial well being and quality of life that should determine should you buy house now. Most often, the bottoms are not recognized until we are well on our way back up and many opportunities are missed.
Affordability: Across the nation for various reasons, prices have declined. The counties that experienced the greatest increases in prices are now experiencing drops in prices which are starting to look like great buying opportunities. So ask yourself, “Should I buy a house now or wait until things are less affordable?”
Low Interest Rates: True, lending standards have tightened up; however, there are still loans to be made. Buyers are taking advantage of conforming and FHA loans where rates can still be found in the 5% interest range. With FHA financing available in the Orange County area, the increased loan limit of 9,750 is looking especially attractive. Even borrowers with a credit score as low as 580 can consider a home purchase in today’s market. It is best to talk to your lender or mortgage broker to get the most recent information on the loans available to you. So ask yourself, “Should I buy a house now or wait until interest rates increase?”
Government Incentives: Don’t miss out on this one. Many homeowners have claimed that it is the 00 tax credit offered for 2009 that prompted them to take the step into home ownership. This tax credit expires December 1, 2009 so don’t wait if you want to qualify for this benefit. So ask yourself, “Should I buy a house now or wait until the tax credit expires?”
Mortgage Protection Programs: For those that may be concerned with the viability of their employment, there could be a program to assist with your mortgage payment if you become unemployed. The California Association of Realtors (C.A.R.) offers the Housing Affordability Fund Mortgage Protection Program for first time home buyers who lose their jobs due to layoffs. There has also been mention of some lenders that are offering similar programs so be sure to ask your loan specialist about this option. Also, another insurance program that has always been available is through disability insurance which applies if you become disabled. Be sure to check out all your insurance and “safety net” options so that you can weather out the storm of any unforeseen event. So ask yourself, “Should I buy a house now or wait until my job situation changes?”
Choosing to live the life you want in an area you choose: Do you love your neighborhood, your school district, your commute, your view, your community, the size and “feel” of your house? If you cannot answer with a strong “Yes!” to any of these questions, then now may be the perfect time to step up and live the life you’ve always dreamed of. For the coastal communities of Orange County and Laguna Beach, that means waking up to the smell of the ocean and cool ocean breezes; a year-long temperate climate; great restaurants, entertainment and schools; a short drive or walk to the beach to surf or sun. It’s a lifestyle choice…is it yours? Ask yourself, “Should I buy a house now or wait until I’m ready for the retirement home?”
First Time Home Buyer Programs
Ready to get the latest information on market trends? Getting the right information on the housing tax credit and market trends from a Real Estate Expert that has in-depth knowledge of the Laguna Beach Real Estate Market and the South Orange County Real Estate Market, as well as the integrity to put your interests first is important. Hillary Caston is such as agent. Her no-nonsense style and exceptional negotiating skills have earned her the reputation of the “go to” person for intelligent real estate advice. Visit her site at: www.TheCoastalPropertyExperts.com to see all the latest available properties.
Article from articlesbase.com
In this video, I show you how to buy items on the auction house in WoW. I go over buying epic items, items that can be converted to reduce the price you buy them at, and a few other things. The information in the video can be used for almost any item.
First Time Home Buyer Programs
Video Rating: 5 / 5
House Plant Secrets.
A few buying a house products I can recommend:
House Plant Secrets.
How To Care For Any Type Of House Plant. Answers To 1001 Questions.
Should I Buy a House Now or Wait?
Should I Buy a House Now or Wait?
As 2009 enters its fourth quarter, many people are asking “Should I buy a house now or wait?” The National Association of Realtors is running advertising right now asking the question, “Why are you sitting on the fence?” For the cynical out there, you may think that this is a shameless way for the Real Estate industry to drum up business. After a few lean years real estate agents are hungry for a sale, you may think. But still you ask, should I buy a house now or wait?
Well, while it may be true that some agents have dropped a few pounds and have had to tighten their belts just like everyone else, the good agents are keenly aware of the great deals that are out there. They are the ones to turn to help you determine should you buy house now. They are on the phone, sending emails, and educating their clients about what is happening in the industry and in the real estate market.
There are fantastic deals available, and the smart money is investing in these deals as a way to expand their wealth base and take advantage of the opportunities right now, while others are still sitting on the fence. So when you think about should I buy a house now or wait, think about what adding a well-priced home to your financial portfolio will mean to the future wealth of your family.
Is this the bottom of the real estate market? Many want an assurance of this before they decide should I buy a house now or wait. Well, nobody knows for certain, and pundits on both sides of the issue make a strong case for whether or not we have seen the bottom. While it’s interesting to hear what “they” have to say, at the end of the day it is your family’s financial well being and quality of life that should determine should you buy house now. Most often, the bottoms are not recognized until we are well on our way back up and many opportunities are missed.
Affordability: Across the nation for various reasons, prices have declined. The counties that experienced the greatest increases in prices are now experiencing drops in prices which are starting to look like great buying opportunities. So ask yourself, “Should I buy a house now or wait until things are less affordable?”
Low Interest Rates: True, lending standards have tightened up; however, there are still loans to be made. Buyers are taking advantage of conforming and FHA loans where rates can still be found in the 5% interest range. With FHA financing available in the Orange County area, the increased loan limit of 9,750 is looking especially attractive. Even borrowers with a credit score as low as 580 can consider a home purchase in today’s market. It is best to talk to your lender or mortgage broker to get the most recent information on the loans available to you. So ask yourself, “Should I buy a house now or wait until interest rates increase?”
Government Incentives: Don’t miss out on this one. Many homeowners have claimed that it is the 00 tax credit offered for 2009 that prompted them to take the step into home ownership. This tax credit expires December 1, 2009 so don’t wait if you want to qualify for this benefit. So ask yourself, “Should I buy a house now or wait until the tax credit expires?”
Mortgage Protection Programs: For those that may be concerned with the viability of their employment, there could be a program to assist with your mortgage payment if you become unemployed. The California Association of Realtors (C.A.R.) offers the Housing Affordability Fund Mortgage Protection Program for first time home buyers who lose their jobs due to layoffs. There has also been mention of some lenders that are offering similar programs so be sure to ask your loan specialist about this option. Also, another insurance program that has always been available is through disability insurance which applies if you become disabled. Be sure to check out all your insurance and “safety net” options so that you can weather out the storm of any unforeseen event. So ask yourself, “Should I buy a house now or wait until my job situation changes?”
Choosing to live the life you want in an area you choose: Do you love your neighborhood, your school district, your commute, your view, your community, the size and “feel” of your house? If you cannot answer with a strong “Yes!” to any of these questions, then now may be the perfect time to step up and live the life you’ve always dreamed of. For the coastal communities of Orange County and Laguna Beach, that means waking up to the smell of the ocean and cool ocean breezes; a year-long temperate climate; great restaurants, entertainment and schools; a short drive or walk to the beach to surf or sun. It’s a lifestyle choice…is it yours? Ask yourself, “Should I buy a house now or wait until I’m ready for the retirement home?”
First Time Home Buyer Programs
Ready to get the latest information on market trends? Getting the right information on the housing tax credit and market trends from a Real Estate Expert that has in-depth knowledge of the Laguna Beach Real Estate Market and the South Orange County Real Estate Market, as well as the integrity to put your interests first is important. Hillary Caston is such as agent. Her no-nonsense style and exceptional negotiating skills have earned her the reputation of the “go to” person for intelligent real estate advice. Visit her site at: www.TheCoastalPropertyExperts.com to see all the latest available properties.
Article from articlesbase.com
Find More Buying A House Articles
Should I Buy a House Now or Wait?
Should I Buy a House Now or Wait?
As 2009 enters its fourth quarter, many people are asking “Should I buy a house now or wait?” The National Association of Realtors is running advertising right now asking the question, “Why are you sitting on the fence?” For the cynical out there, you may think that this is a shameless way for the Real Estate industry to drum up business. After a few lean years real estate agents are hungry for a sale, you may think. But still you ask, should I buy a house now or wait?
Well, while it may be true that some agents have dropped a few pounds and have had to tighten their belts just like everyone else, the good agents are keenly aware of the great deals that are out there. They are the ones to turn to help you determine should you buy house now. They are on the phone, sending emails, and educating their clients about what is happening in the industry and in the real estate market.
There are fantastic deals available, and the smart money is investing in these deals as a way to expand their wealth base and take advantage of the opportunities right now, while others are still sitting on the fence. So when you think about should I buy a house now or wait, think about what adding a well-priced home to your financial portfolio will mean to the future wealth of your family.
Is this the bottom of the real estate market? Many want an assurance of this before they decide should I buy a house now or wait. Well, nobody knows for certain, and pundits on both sides of the issue make a strong case for whether or not we have seen the bottom. While it’s interesting to hear what “they” have to say, at the end of the day it is your family’s financial well being and quality of life that should determine should you buy house now. Most often, the bottoms are not recognized until we are well on our way back up and many opportunities are missed.
Affordability: Across the nation for various reasons, prices have declined. The counties that experienced the greatest increases in prices are now experiencing drops in prices which are starting to look like great buying opportunities. So ask yourself, “Should I buy a house now or wait until things are less affordable?”
Low Interest Rates: True, lending standards have tightened up; however, there are still loans to be made. Buyers are taking advantage of conforming and FHA loans where rates can still be found in the 5% interest range. With FHA financing available in the Orange County area, the increased loan limit of 9,750 is looking especially attractive. Even borrowers with a credit score as low as 580 can consider a home purchase in today’s market. It is best to talk to your lender or mortgage broker to get the most recent information on the loans available to you. So ask yourself, “Should I buy a house now or wait until interest rates increase?”
Government Incentives: Don’t miss out on this one. Many homeowners have claimed that it is the 00 tax credit offered for 2009 that prompted them to take the step into home ownership. This tax credit expires December 1, 2009 so don’t wait if you want to qualify for this benefit. So ask yourself, “Should I buy a house now or wait until the tax credit expires?”
Mortgage Protection Programs: For those that may be concerned with the viability of their employment, there could be a program to assist with your mortgage payment if you become unemployed. The California Association of Realtors (C.A.R.) offers the Housing Affordability Fund Mortgage Protection Program for first time home buyers who lose their jobs due to layoffs. There has also been mention of some lenders that are offering similar programs so be sure to ask your loan specialist about this option. Also, another insurance program that has always been available is through disability insurance which applies if you become disabled. Be sure to check out all your insurance and “safety net” options so that you can weather out the storm of any unforeseen event. So ask yourself, “Should I buy a house now or wait until my job situation changes?”
Choosing to live the life you want in an area you choose: Do you love your neighborhood, your school district, your commute, your view, your community, the size and “feel” of your house? If you cannot answer with a strong “Yes!” to any of these questions, then now may be the perfect time to step up and live the life you’ve always dreamed of. For the coastal communities of Orange County and Laguna Beach, that means waking up to the smell of the ocean and cool ocean breezes; a year-long temperate climate; great restaurants, entertainment and schools; a short drive or walk to the beach to surf or sun. It’s a lifestyle choice…is it yours? Ask yourself, “Should I buy a house now or wait until I’m ready for the retirement home?”
First Time Home Buyer Programs
Ready to get the latest information on market trends? Getting the right information on the housing tax credit and market trends from a Real Estate Expert that has in-depth knowledge of the Laguna Beach Real Estate Market and the South Orange County Real Estate Market, as well as the integrity to put your interests first is important. Hillary Caston is such as agent. Her no-nonsense style and exceptional negotiating skills have earned her the reputation of the “go to” person for intelligent real estate advice. Visit her site at: www.TheCoastalPropertyExperts.com to see all the latest available properties.
Article from articlesbase.com
How To Buy A House With A Bad Credit Rating
How To Buy A House With A Bad Credit Rating
How to buy a house with a bad credit rating is not as hard as most people think. If you think that you need a lot of money to buy a house with bad credit, you are wrong. You can always use zero money down methods to buy a house with bad credit, and you can use the house to live in, or for commercial use. Let me walk you through some of these basic steps to this method.
What are you going to need to buy a house zero money down? I am going to explain this all as if you know nothing about this, nor do you have any prior knowledge, EASY!
First of all you will need to understand that many, many, many people all over the world are buying properties every single day with no money down, and with bad credit. This of course means that you can do this too! All it takes a little spine to do it, and I think that you most likely can come up with a little courage to spare somewhere.
On of my close friends recently came to me and asked me if I would like to sell him one of my properties on a contract for deed, or a lease with an option to buy. So I told him that being good friends all they way back to little league baseball, I told him I would be more then happy to sit down with him and discuss some options to get him into one of my many homes. (He was looking to live in this house.)
About a week later I sat down with him and we had a honest conversation about me selling him one of my homes. Now, my friend didn’t know much about buying a house, he has never done anything like this before. I simple explained to him that I was willing to sell him a home for ,000 dollars and that I was going to give him a 25 year amortization. (for those of you with no prior knowledge, amortization means life of note-loan) At 8.5% interest he had a hard time saying no to me.
We both agreed to the terms that we had discussed for him to buy a house with bad credit. Now that we have a buyer and a seller what is next? I went on to write the contract.
Now we need to write the contract using the terms of the agreement, and we both need to sign it in front of a notary. ( you can find a notary at many local banks) You need to have the third party notary so that if at some point the contract is brought before a Judge ( which can and in some cases will happen) the third party notary will legitimize the contract, play it safe so to speak.
The links in this article are going to take you to a web page where you can buy a program that will give you a Contract Writer. ( The contract writer will allow you to write contract for deed, or lease option contracts and many other seller financing contracts for buying a house with bad credit. I don’t remember if it mentions that you also get about 5 different courses on how to buy properties with zero money down)
I use this contract writer to buy properties, and I do so with bad credit. Take a look at the program on the page following the link. I highly recommend it for anyone who wants to buy a house with bad credit. Use the methods that the program teaches you, and use the contract writer to write your contracts! Enjoy!
Learn more about writing a contract made easy here: <a target=”_new” rel=”nofollow” rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=”http://www.squidoo.com/Seller_Financing_Contract“>http://www.squidoo.com/Seller_Financing_Contract”>http://www.squidoo.com/Seller_Financing_Contract</a>
First Time Home Buyer Programs
Learn more about writing a contract made easy here: http://www.squidoo.com/Seller_Financing_Contract
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