It has been rather a disappointing Summer, especially when we had been advised by the powers that be that we were in for the Summer of our life with scorching weather for months on end.When this just did not happen people felt very let down yet again by those weather experts who so often get it wrong

Life in this country is very much planned round what the weather is going to be like.

Many people bought outdoor cooking equipment thinking that they could eat out in the garden every day as well as spending pleasant summer evenings eating in the garden with their friends

There were even those who spent too much money installing a conservatory or a pond for example at their property to splash put in really enjoying their outdoor living space.

The realization that they have spent more money than they should, on objects that they have not been able to use much, is now hitting home.

In general many go away on holiday in July and August, but believing that it would be nicer at home this time some opted to simply stay at home. An Autumn holiday would now be in order and at the same time something can be done to rectify the over spending of late.

Autumn is a good time in much of Europe, and it would be a good time to go on holiday

In Autumn there are the vine harvests in the major vine producing areas of France, Italy, Spain, etc. and it s wonderful to see the locals at work picking the grapes followed often in the evening by small festivals eating the local produce and wine from the previous years crop, all accompanied by music and dance.

Homeowners should take out a remortgage or a secured loan to pay for this to treat themselves after the sorry summer while at the same time taking out enough additional money to arrange debt consolidation .

Want to find out more about secured loans, then visit JChampion Finance’s site on how to choose the best mortgages for your needs.