The UK was in the grip of a credit crunch for close to three years, and in these many people did in fact try to put out less money.

During the time many who had always shopped at the more up market super markets beganto shop at the less expensive ones for the first time ever, and the German chains operating budget price stores in the UK were the super market of choice for many..

Shopping in the bargain super markets was not a sacrifice, as these cheaper shops are just as good, and offer very good produce at a cheaper price.

Many who had always opted only for fresh food of all kinds, including meat and vegetables, decided to move to frozen food instead, and stores such as Farm Foods found themselves busier than usual.

Those, who before the recession went out every week for a meal to the local up market Indian restaurant ,started to have a ready meal instead.

Instead of the usual tasty French meal they found themselves eating a ready meal of some sort instead.

Many people totally gave up going on holiday or went on a much less expensive one, such as a holiday to Blackpool or a caravan park in the Lake District.

In spite of the fact that all these economies were made, few were of a mind to under make large financial changes.

This was because they thought that the recession would be over at any time and everything would be back to normal right away.

Although the recession is over, the economy is still not strong, and will be weak for some time,and there is not wise to put off reorganizing debt any more..

This is a good time to arrange debt consolidation by means of a secured loan or a remortgage while remortgages are almost at an all time low.

Remortgages and secured loans, which are both forms of home loans, form debt consolidation which means that one low interest monthly remortgage or secured loan payment replaces the other large number of credit cards, personal loans, etc.

Looking to find the best deal on debt consolidation, then visit www.championfinance.com to find the best remortgages for you.